​ ​ ​ ​ ​ ​ ​​🏠 Home Renovation & Ene​rgy Efficiency Programs


1. Niagara Renovates Program – Homeowners

  • Purpose: Provides forgivable loans to low- and modest-income homeowners for essential home repairs and accessibility modifications.
  • Eligible Repairs: Structural, plumbing, electrical, heating, and accessibility upgrades.
  • Funding: Up to $5,000 for accessibility modifications; total loan amount is forgivable over 10 years.
  • Eligibility: Income and asset limits apply; property value must be below specified thresholds.
  • More Info: niagararegion.ca

2. Niagara Renovates Program – Multi-Unit Landlords

  • Purpose: Offers forgivable loans to landlords for major repairs and accessibility modifications in rental properties.
  • Funding: Up to $10,000 per unit, with maximums ranging from $25,000 to $90,000 depending on the number of units; forgivable over 15 years.
  • Eligibility: Properties must have rents at or below approved market rates and meet other criteria.
  • More Info: niagararegion.ca

3. Canada Greener Homes Grant

  • Purpose: Supports homeowners in making energy-efficient home retrofits.
  • Funding: Grants from $125 to $5,000 for eligible retrofits; up to $600 for EnerGuide evaluations.
  • Eligible Upgrades: Insulation, windows, doors, heat pumps, and more.
  • More Info: natural-resources.canada.ca

4. Home Renovation Savings Program (2025)

  • Purpose: Provides rebates for energy-efficient home upgrades.
  • Rebates:
    • Attic insulation: Up to $1,500
    • Exterior wall insulation: Up to $3,600
    • Basement wall insulation: Up to $1,500
    • Windows and doors: $100 per opening
    • Air sealing: Up to $250
  • More Info: ​Great Northern Insulation

​ ​ ​ ​ ​ ​ ​💧 Flood Prevention & Plumbing Assistance


5. Weeping Tile Removal Assistance Program (WRAP) – Niagara Falls

6. Flood Alleviation Program (FLAP) – St. Catharines

7. SWAP & Lead Replacement Program – Welland


​ ​ ​ ​ ​ ​ ​ ​ ​🏗️ Development & Permit Incentives


8. Smart Growth Regional Development Charge Reduction Program

  • Purpose: Encourages development and redevelopment in designated areas by offering financial incentives.
  • Incentive: 50% rebate on Regional Development Charges for eligible projects.
  • Eligibility: Projects must be within Designated Exemption Areas or on brownfield sites and meet specific criteria.
  • Deadline: Preliminary assessment and agreement must be completed by April 1, 2026.
  • More Info: niagararegion.ca

9. Gateway Community Improvement Plan (CIP)

  • Purpose: Supports projects that revitalize strategic zones within Fort Erie, Niagara Falls, Port Colborne, Thorold, and Welland.
  • Incentives:
    • Property tax reductions between 40% and 100% for 5–10 years.
    • Grants to offset Regional Development Charges (up to $1.5 million).
    • Building permit fee rebates and study grants.
  • More Info: niagaracanada.com

​ ​ ​ ​ ​ ​ ​ ​ ​💰 Property Tax Relief & Rebates


10. Property Tax Relief Programs – Niagara Falls

​ ​ ​ ​ ​ ​ ​ ​ ​🏡 Home-ownership Assistance


11. Welcome Home Niagara Homeownership Program

  • Purpose: Assists low- to moderate-income households in purchasing their first home.
  • Incentive: 10% interest-free down payment loan up to $66,774.80.
  • Eligibility: First-time homebuyers with income and asset limits; must be residents of Niagara.
  • More Info: niagararegion.ca

Ready to bring your home renovation vision to life?


​ ​ ​ ​ ​ ​ ​ ​ ​​​Register today for a discovery call​​

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